According to @StockMKTNewz, investing 2,000 dollars per year for 20 years would have grown to 173.8K dollars with perfect timing, 161.2K dollars if invested immediately, 141.6K dollars with bad timing, and 63.9K dollars if held in cash. Source: @StockMKTNewz on X, Jan 13, 2026, citing WOLF_Financial. Based on those figures, the gap between perfect timing and investing immediately is 12.6K dollars (about 7.2%), while bad timing trails perfect timing by 32.2K dollars (about 18.5%); cash underperforms perfect timing by 109.9K dollars (about 63.2%), underscoring that staying invested materially outperforms sitting in cash. Source: @StockMKTNewz on X, Jan 13, 2026, citing WOLF_Financial. Trading takeaway: prioritize consistent deployment and rules-based dollar-cost averaging over trying to pick exact bottoms; avoid hoarding cash, and apply the same discipline when allocating to risk assets, including crypto, to reduce timing-driven outcome dispersion. Source: @StockMKTNewz on X, Jan 13, 2026, citing WOLF_Financial.